Speaking (Moderate Speech Impediment)

Frank is a 32-year-old who has a speech impediment. He has a cleft pallet that causes his speech to be difficult to understand by others. He has partaken in speech therapy to help improve his speech articulation; however, others continue to have difficulty in understanding him.  They will miss a word or two from most sentences spoken by Frank, and either ask him to repeat himself, try to lip read, guess, or ask others to clarify.  His close friends and family may find it easier to understand him, though that is due to having learned the sounds he makes for familiar words.  He asked his family doctor and speech pathologist, to complete a DTC application form for him. His family doctor agreed to try to help and completed an application on his behalf.  Unfortunately, the application was denied as the doctor was not familiar with the requirement to provide detailed examples of the patients speech was difficult for others to understand, that they could understand Frank, but had a specific degree of difficulty doing so.  

We explained that a person who is either “unable” to speak, or who requires an “inordinate” amount of time for others to understand their speech can qualify, and that inordinate was not well explained in the DTC application forms, though additional information available defines inordinate as “three times” longer than an average person.  What this means a person who is able to speak, but others struggle to understand can be approved.

We asked her if in a “normal setting”, not pin-drop quiet, nor overly loud, say in her kitchen at home with others present, with perhaps the T.V. on in the background at normal volume (a common level for people who are not hard of hearing), when talking with others, whether others miss a word or two in most sentences, such that they may attempt to try to lip read, guess words, ask Frank to repeat himself, or ask others what he said, or simply do without knowing the complete conversation?  This describes, neither a severe speech restriction, such as others being unable to understand the patient, nor a mild speech impediment, such as being hardly restrictive, but rather a “moderate” speech restriction.

From our assessment, Frank qualified for a full 10 years, we explained this to him and his doctor, and how the DTC Certificate and follow up DTC form mailed directly to his doctor from Canada Revenue Agency, would need to be completed according to Frank’s specific case, and helped with submitting these forms to CRA, and his claim was approved, where she received a lump sum of $21,423.  

Another patient Debra, 68-years-old, had a stroke five years earlier, which although did not have lingering restrictive effects in her mobility, caused her to speak with a slur, due to her facial paralysis that resulted from her stroke.  Similar to Frank, she sought help in applying, where she was approved and received $10,683 in DTC tax credits/refund.

Common medical conditions that can cause speech impediments and qualify for the DTC:

Speech disorders affect the vocal cords, muscles, nerves, and other structures within the throat.

Apraxia, Dysarthria, Depression, Vocal Chord Damage, Brain Damage, Muscle Weakness, Respiratory Weakness, Strokes, Polyps or Nodules on Vocal Cords, Vocal Cord Paralysis, ADD/ADHD, Strokes, Oral Cancer, Laryngeal Cancer, Huntington’s Disease, Amyotrophic Lateral Sclerosis, and many, many more. 

Be sure to take our Free Instant Online DTC Assessment to determine whether you may qualify, for which number of years, and the benefit amount available for your specific case, for past and future years.  Remember it absolutely FREE!  CLICK HERE FOR YOUR FREE DTC ASSESSMENT.

Making Every Canadian Count: How Disability Tax Credits and Benefits Help Average Canadians

Life can be hard enough without having to worry about financial struggles. But for Canadians with certain disabling conditions, life can be even more difficult. They are often ineligible for certain benefits and may believe they have no other options. The good news is that help is available in the form of Disability Tax Credits (DTC) and other disability-related benefits. This case study carousel dives into how these credits and benefits help Canadians with limiting conditions live better lives.

Children’s DTC Claims

Children who are restricted in any of the listed DTC “basic activities of daily living” categories (described in our case studies in this section) can qualify for the DTC as well.  There is not age limit for this program, where young and old can qualify.  The key difference is

Diabetes

People who are diabetic generally fall within two main groups within the DTC qualifying criteria, those who insulin dependant and those who are not.  For diabetics who are Type I diabetic, or insulin-dependant (also know as Juvenile Diabetes), the DTC may be applicable to them based on the “Life

Mild Restrictions (Cumulative Effects of 2 or More Functions)

Many people and their medical practitioners are not aware that patients with mild restrictions may qualify for the DTC.  The DTC qualifying criteria define three different levels of restrictions may each qualify.  The first two are defined under the “Markedly Restricted” definition, as patients who are EITHER “unable” to

Mental Functions

Matthew was diagnosed with ADD/ADHD when he was a child, and is now 32 years-old. He is married, has two children, and is working full-time.  He was on medication when he was younger but found that the medication made him feel very groggy and “not himself”, so he stopped

Dressing Restrictions

Elaine is a 70 year-old with lower back disorder.  She is generally able to walk at a regular pace, yet finds that bending over is particularly difficult for her.  As a result she takes more time to dress. This includes her morning dressing routine, such as putting on her

Food Preparation and/or Feeding

Tara is a 62 year old client, who had been diagnosed with moderate arthritis which primarily effected her shoulders, arms, wrists, hands.  Being that her work and her previous sports activities required repeated upper body effort, her upper body arthritis was most prominent.  She could walk at a regular

Bowel/Bladder (Increased Frequency in the washroom)

Beverley is a 22-year-old who has Crohns Disease.  She was diagnosed with her condition 4 years earlier, though was symptomatic for 6 years prior to her diagnosis.  Prior to her diagnosis and treatment, she was having 10-15 bowel functions a day, with very loose and uncontrolled bowel movements, often

Walking (Slowed Walking)

Samuel was an active 40-year-old, who played many sports growing up and continued being active into his adulthood.  Samuel noticed that as he aged, his previous and numerous sports injuries were catching up to him.  He stopped playing recreational hockey a few years earlier, then sometime as time passed

Speaking (Moderate Speech Impediment)

Frank is a 32-year-old who has a speech impediment. He has a cleft pallet that causes his speech to be difficult to understand by others. He has partaken in speech therapy to help improve his speech articulation; however, others continue to have difficulty in understanding him.  They will miss

Hearing (Moderate Hearing Loss)

Jennifer, is a 53-year-old who is hard of hearing, and had been informed about the Disability Tax Credit.  She had gradual hearing loss over the years, where her condition progressed such that she required hearing aids 11 years prior.  The hearing aids helped, but she continued to be hard

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