I was referred to BMD by my daughter, a chiropractor, and had no idea about the DTC and that I might qualify. BMD helped me through a process I would never have been able to do on my own. They helped me to determine if I would qualify and to decide if I should apply. They also provided information directly to my doctor, who knew some things about the DTC but not enough to determine if I qualified. I received over $18,000 back and I bought the first-ever decent car for me and my family with the money. I also get over $2,000 more in my income tax refund every year. BMD is great!